SECOND TOUR โ
FRAMEWORK
Stop Renting Your Future. Start Owning It.
Your Score
0
/ 100
Free Assessment Tool
Veteran Financial
Baseline Scorecard
Answer 20 honest questions. Find out exactly where you stand โ and what to fix first to start building real wealth after service.
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Progress
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Section 1 of 4
Housing Stability
Section Score
0 / 25
Do you currently have stable, consistent housing?
5 pts
Are you paying less than 30% of your income on housing costs?
5 pts
Do you have a clear housing plan for the next 12 months?
5 pts
Do you know which veteran housing programs you currently qualify for?
5 pts
Have you fully explored and understood your VA home loan benefit?
5 pts
Section 2 of 4
Credit Readiness
Section Score
0 / 25
Is your credit score currently 620 or above?
5 pts
Have you reviewed your full credit report within the last 6 months?
5 pts
Is your credit utilization below 30% across all accounts?
5 pts
Are all your credit accounts current with no recent missed payments?
5 pts
Do you have an active plan to reach lender-ready credit status?
5 pts
Section 3 of 4
Income Structure
Section Score
0 / 25
Do you have at least one stable, consistent income source right now?
5 pts
Are you receiving all VA disability benefits you qualify for?
5 pts
Do you have any income sources that build equity or ownership in an asset?
5 pts
Does your monthly income cover all expenses with money left over?
5 pts
Do you have a written 12-month income plan or personal budget?
5 pts
Section 4 of 4
VA Benefits Utilization
Section Score
0 / 25
Do you know your current VA disability rating and exact monthly payment?
5 pts
Are you actively using your GI Bill or VR&E education benefits?
5 pts
Do you know your current VA home loan entitlement status?
5 pts
Have you applied for every VA benefit you believe you currently qualify for?
5 pts
Do you have a VA-accredited benefits advocate or advisor helping you?
5 pts
Your Assessment Complete
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/ 100
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